--- title: Construction Insurance Ontario | Insurance Policies for Homebuilders description: Construction insurance in Ontario for homebuilders. Business insurance for builders risk, commercial general liability, commercial auto, and more. image: https://buildsure.ca/hubfs/Homepage%20Featured%20Image.png --- [Skip to main content](https://buildsure.ca#main) Builders Risk Frame Rate Starts as Low as .035/Month. [See How It Works](https://buildsure.ca/builders-risk-frame-rate?hsLang=en). [![Buildsure Logo-2](https://buildsure.ca/hubfs/Buildsure%20Logo-2.svg) ![Buildsure Logo-2](https://buildsure.ca/hubfs/Buildsure%20Logo-2.svg)](https://buildsure.ca) - Show submenu for Buildsure Program Buildsure Program - [The Program](https://buildsure.ca/program) - [Our Process](https://buildsure.ca/our-process) - [Who We Are](https://buildsure.ca/about) - Show submenu for Construction Insurance Construction Insurance - [Builders Risk](https://buildsure.ca/builders-risk-insurance) - [Commercial General Liability](https://buildsure.ca/commercial-general-liability-insurance) - [Commercial Auto and Fleet](https://buildsure.ca/commercial-auto-insurance) - [Cyber Liability](https://buildsure.ca/cyber-liability-insurance) - [Excess Liability](https://buildsure.ca/excess-liability-insurance) - [Errors and Omissions](https://buildsure.ca/errors-and-omissions-insurance) - [Model Home](https://buildsure.ca/model-home-insurance) - [Pollution Liability](https://buildsure.ca/pollution-liability-insurance) - [Subcontractor Default](https://buildsure.ca/subcontractor-default-insurance) - [Surety Bonds](https://buildsure.ca/surety-bonds) - [Tools and Equipment](https://buildsure.ca/tools-and-equipment-insurance) - [Wrap-up Liability](https://buildsure.ca/wrap-up-liability-insurance) - [Blog](https://buildsure.ca/blog) - [Contact](https://buildsure.ca/contact) Open main navigation Close main navigation - Show submenu for Buildsure Program Buildsure Program - Buildsure Program - [The Program](https://buildsure.ca/program) - [Our Process](https://buildsure.ca/our-process) - [Who We Are](https://buildsure.ca/about) - Show submenu for Construction Insurance Construction Insurance - Construction Insurance - [Builders Risk](https://buildsure.ca/builders-risk-insurance) - [Commercial General Liability](https://buildsure.ca/commercial-general-liability-insurance) - [Commercial Auto and Fleet](https://buildsure.ca/commercial-auto-insurance) - [Cyber Liability](https://buildsure.ca/cyber-liability-insurance) - [Excess Liability](https://buildsure.ca/excess-liability-insurance) - [Errors and Omissions](https://buildsure.ca/errors-and-omissions-insurance) - [Model Home](https://buildsure.ca/model-home-insurance) - [Pollution Liability](https://buildsure.ca/pollution-liability-insurance) - [Subcontractor Default](https://buildsure.ca/subcontractor-default-insurance) - [Surety Bonds](https://buildsure.ca/surety-bonds) - [Tools and Equipment](https://buildsure.ca/tools-and-equipment-insurance) - [Wrap-up Liability](https://buildsure.ca/wrap-up-liability-insurance) - [Blog](https://buildsure.ca/blog) - [Contact](https://buildsure.ca/contact) - [Get a Quote](https://buildsure.ca/get-a-quote) [Get a Quote](https://buildsure.ca/get-a-quote?hsLang=en) # Homebuilders Insurance Tailored to You We customize construction insurance policies, saving you time and money. [Get Started](https://buildsure.ca#Quote) ![Construction Experts](https://buildsure.ca/hubfs/Experience.svg) #### Construction Experts The Buildsure team, from brokers to account managers, deeply understands the homebuilding industry. ![Market Access](https://buildsure.ca/hubfs/Market%20Access.svg) #### Exclusive Market Access With Buildsure, you get exclusive access to markets that are available nowhere else. ![Personalized Builders Insurance Packages](https://buildsure.ca/hubfs/3-1.svg) #### Personalized Packages Tailor-made construction insurance packages that flex with your needs and growth. **Get Buildsure On Your Side** - Builders Risk Frame Rate as Low as .035/Month [Call Us Today](https://buildsure.ca/contact?hsLang=en) ## We Have The Coverage Builders Need Your needs are unique, and so should your homebuilders insurance policy. You decide on the coverage and amount you want.  ![Builders Risk Icon](https://buildsure.ca/hubfs/Builders%20Risk%20Icon.svg) #### Builders Risk Insurance [Learn More](https://buildsure.ca/builders-risk-insurance?hsLang=en) ![General Liability](https://buildsure.ca/hubfs/General%20Liability.svg) #### Commercial General Liability Insurance [Learn More](https://buildsure.ca/commercial-general-liability-insurance?hsLang=en) ![Commercial Auto and Fleet Insurance Icon](https://buildsure.ca/hubfs/Commercial%20Auto%20and%20Fleet%20Insurance%20Icon.svg) #### Commercial Auto and Fleet Insurance [Learn More](https://buildsure.ca/commercial-auto-insurance?hsLang=en) ![Equipment Insurance](https://buildsure.ca/hubfs/Equipment%20Insurance.svg) #### Tools and Equipment Insurance [Learn More](https://buildsure.ca/tools-and-equipment-insurance?hsLang=en) ![Pollution Liability Insurance](https://buildsure.ca/hubfs/Pollution%20Liability%20Insurance.svg) #### Pollution Liability Insurance [Learn More](https://buildsure.ca/pollution-liability-insurance?hsLang=en) ![Surety Bonds](https://buildsure.ca/hubfs/Surety%20Bonds.svg) #### Surety Bonds for Construction [Learn More](https://buildsure.ca/surety-bonds?hsLang=en) # Why Do Builders Love Buildsure? Our Buildsure broker, Ryan, has been an essential part of our team, ensuring that we're covered for all eventualities as we tackle new projects and challenges in the homebuilding sector. ###### John Vranic Vranic Homes The in-depth knowledge of the construction sector has been instrumental in identifying potential exposures and crafting policies that address them comprehensively. Their responsiveness and attention to detail make them a pleasure to work with, and we highly recommend their services to anyone in the homebuilding industry. ###### Raj Rai Raison Homes Our broker has been an invaluable partner in helping us navigate the complexities of the homebuilding industry. They've taken the time to understand our business inside and out, providing us with personalized insurance solutions that offer the right level of protection at competitive rates. ###### Kevin Sharpe Sharpe Industries Inc. ## Frequently Asked Questions About Homebuilders Construction Insurance Here are a few common questions homebuilders have about construction insurance. ###### What is Construction Insurance? Construction insurance is coverage that provides compensation for losses or damages incurred during the course of construction of a building. A construction insurance policy typically encompasses several types of coverage, such as a builders risk insurance and commercial general liability, to name a few. ###### What is the Purpose of Construction Insurance? A construction insurance policy serves several important purposes, including risk mitigation by providing financial protection for losses, meeting legal requirements, giving financial protection, adhering to client and contractual obligations, and delivering peace of mind, knowing your business is adequately covered. ###### How Much is Construction Insurance in Canada? The cost of construction insurance in Ontario or other locations in Canada can vary greatly depending on the type of coverage your business requires, the scope and location of the project, your experience, and your claim history. That's why it's imperative to work with an experienced insurance broker specializing in construction insurance. The Buildsure team of brokers will assess your needs and risks and provide a comprehensive policy tailored to you. ## Check out these articles Get the latest news and trends on Construction. [Surety Bond vs. Insurance: Key Differences for Contractors](https://buildsure.ca/blog/surety-bond-vs.-insurance-key-differences-for-contractors?hsLang=en) [Construction Insurance](https://buildsure.ca/blog/tag/construction-insurance?hsLang=en) [Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg)](https://buildsure.ca/blog/author/gianni-cerio?hsLang=en) In construction, “bonding” and “insurance” are often talked about in the same breath. Many people assume they are interchangeable. They are not, and misunderstanding the ... Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg) [Read More](https://buildsure.ca/blog/surety-bond-vs.-insurance-key-differences-for-contractors?hsLang=en) [What Is a Bid Bond? How It Protects Project Owners and Contractors](https://buildsure.ca/blog/what-is-a-bid-bond-how-it-protects-project-owners-and-contractors?hsLang=en) [Construction Bond](https://buildsure.ca/blog/tag/construction-bond?hsLang=en) [Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg)](https://buildsure.ca/blog/author/gianni-cerio?hsLang=en) In construction, few documents carry as much weight as the bid bond. Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg) [Read More](https://buildsure.ca/blog/what-is-a-bid-bond-how-it-protects-project-owners-and-contractors?hsLang=en) [What Is a Construction Bond? The Foundation of Project Security](https://buildsure.ca/blog/what-is-a-construction-bond-the-foundation-of-project-security?hsLang=en) [Construction Bond](https://buildsure.ca/blog/tag/construction-bond?hsLang=en) [Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg)](https://buildsure.ca/blog/author/gianni-cerio?hsLang=en) What is the single best way to protect a substantial construction investment from contractor failure? The answer lies in a construction bond—also known as a surety bond. Gianni Cerio ![Gianni Cerio](https://buildsure.ca/hubfs/1694551007840.jpg) [Read More](https://buildsure.ca/blog/what-is-a-construction-bond-the-foundation-of-project-security?hsLang=en) [CGL Insurance: 7 Questions, Answered](https://buildsure.ca/blog/cgl-insurance-7-questions-answered?hsLang=en) [Construction Insurance](https://buildsure.ca/blog/tag/construction-insurance?hsLang=en) [Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg)](https://buildsure.ca/blog/author/ryan-bennett?hsLang=en) What does CGL mean in insurance? CGL means Commercial General Liability insurance, a product that is applicable to most businesses. CGL is one of the most widespread and widely ... Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg) [Read More](https://buildsure.ca/blog/cgl-insurance-7-questions-answered?hsLang=en) [Insurance for Construction Companies in 2024 & 2025: A Quick Guide](https://buildsure.ca/blog/insurance-for-construction-companies-in-2024-2025-a-quick-guide?hsLang=en) [Construction Insurance](https://buildsure.ca/blog/tag/construction-insurance?hsLang=en) [Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg)](https://buildsure.ca/blog/author/ryan-bennett?hsLang=en) What types of insurance should a construction company have? Depending on your company's unique needs, there is a wide spectrum of coverage that you should consider. A ... Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg) [Read More](https://buildsure.ca/blog/insurance-for-construction-companies-in-2024-2025-a-quick-guide?hsLang=en) [5 Tips For Buying Construction Liability Insurance](https://buildsure.ca/blog/construction-liability-insurance?hsLang=en) [Construction Insurance](https://buildsure.ca/blog/tag/construction-insurance?hsLang=en) [Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg)](https://buildsure.ca/blog/author/ryan-bennett?hsLang=en) The impact of the construction industry on Canada is profound. As per the Canadian Construction Association, construction companies significantly contribute to the economy, adding ... Ryan Bennett ![Ryan Bennett](https://buildsure.ca/hubfs/Ryan.jpg) [Read More](https://buildsure.ca/blog/construction-liability-insurance?hsLang=en) # Get a Construction Insurance Quote It's free, and there is no obligation. Complete this form to start a conversation with an insurance broker who has deep experience in construction insurance. ### Request a Quote It's free! Receive a no-obligation quote. [![Buildsure Logo-2](https://buildsure.ca/hubfs/Buildsure%20Logo-2.svg)](https://buildsure.ca) - [Buildsure Program](https://buildsure.ca/program) - [Our Process](https://buildsure.ca/our-process) - [Who We Are](https://buildsure.ca/about) - [Blog](https://buildsure.ca/blog) - [Contact](https://buildsure.ca/contact) ©2025 Buildsure | All rights reserved. [Disclosure](https://buildsure.ca/disclosure?hsLang=en) |  [Accessibility Policy ](https://buildsure.ca/accessibility-policy?hsLang=en) |  [Terms of Use](https://buildsure.ca/terms-of-use?hsLang=en)  |  [Security Policy ](https://buildsure.ca/security-policy?hsLang=en) | [Privacy Policy](https://buildsure.ca/privacy-policy?hsLang=en) -